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Researching Credit Reports
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This 6 page paper is a research proposal. The paper outlines how research can be conducted to the way FICO scores can be manipulated and managed, along with the impact that the score will have on the cost of loans to borrowers. The paper suggests primary research with the aim of assessing the impact of a credit improvement program. The bibliography cites 6 sources.
Filename: TEcreditsu.rtf

Retention Based on Standardized Testing in Elementary Education: Test Anxiety, Aggression and Resistance
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This 30 page paper provides an overview of the issues related to the use of standardized testing in elementary education to determine grade retention and the implications. This research study asserts that the use of standardized testing, including the Iowa Test of Basic Skills (ITBS) to determine whether children go on to the next grade can create considerable problems for children who are retained. The use of this standardized testing can result in test anxiety, displays of aggression and resistance to standardized tests, and children that are retained because of these tests suffer considerable from a psychological and psychosocial perspective, and the focus of school psychologists in reducing the impact of standardized tests. Bibliography lists 15 sources.
Filename: MHtestst.wps

Reward Management; A Dissertation Proposal
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This 22 page paper is a proposal for a dissertation looking at reward management and how this should be undertaken. Included in the proposal are a literary search on motivation theory and the role of profit related pay as well as an outline for further research to complete a dissertation and a discussion on how it will be analysed. The bibliography cites 24 sources.
Filename: TErewrdm.rtf

Rights As A Key Concept in Contemporary Political, Moral and Legal Philosophy
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This 29 page jurisprudence paper considers the quote " key concept (perhaps the key idea)in contemporary political, moral and legal philosophy is that of rights". This is examined with consideration of the basic foundation and purpose of the law, the role of liberalism and the way it has influenced and is influenced by the Human Rights Act 1998. The paper is written with reference to UK law. The bibliography cites 20 sources.
Filename: TErights.rtf

Risk Assessment in Capital Budgeting Proposal
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This 11 page paper is a proposal for assessing the use of risk assessment tools in capital budgeting, assessing the results with the return on assets ratio. The paper includes 10 power point slides for a presentation and shows why the research should be conducted, what it hopes to achieve and how the research can be conducted. The paper ends with a suggested questionnaire. The bibliography cites 12 sources.
Filename: TEcapriskass.rtf

Salomon / Smith Barney Merger
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The acquisition of Salomon by Travelers' in the Fall of 1997 is studied in this 40 page paper. The new company which was created by the deal, Salomon Smith Barney is studied. An analysis considers not only the financial picture of each company, but also problems with the clash of corporate cultures and personalities at the highest levels of the firms. Several charts are provided to illustrate financial information. A note is included that suggests techniques for conveying methods of financial analysis while utilizing the case study.This is also helpful to anyone who wants an understanding of how to consider various factors in any financial analysis. Bibliography lists 30 sources.
Filename: Smithb.rtf

School Principal Intern Programs
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This 9 page paper presents the literature review for a thesis that intends to investigate school principal or administrative internship programs. The results reveal a lack of information regarding the effectiveness of internship program although anecdotal comments testify to the value of such programs. Sections include an overview of administrative intern programs, the challenges faced by the first year principal and a description of three internship programs. The essay ends with a summary and conclusion justifying the need for such a study. Bibliography lists 9 sources.
Filename: PGintrn.rtf

Selling Commodities
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This 23 page paper looks at the way in which commodity sales may be undertaken profitably. The paper starts by defining the term commodity, looks at the development of the commodity markets and the drivers, and then considers different strategies which can be applied to the market to create profitable sales. The bibliography cites 34 sources.
Filename: TEsellcomm.rtf

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