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Papers On Money & Banking / Corporate Finance
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Credit Card Interest Rates
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A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.
Filename: PGcrdin.rtf

Credit Card Use by Students
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The use of credit cards by students is increasing. This 12 page paper looks at why it is important to assess the way students perceive and use their credit cards, briefly looks at former research and shows how a questionnaire can be designed to explore developed hypotheses and then how these may be presented. The bibliography cites 8 sources.
Filename: TEcreditstu2.rtf

Credit Creation
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This 5 page paper explains what is meant by credit creation, how it operates, why it is important and how the impact on the money supply can be calculated as well as how it interacts with wider policies such as supply and demand and monetary policy. The bibliography cites 8 sources.
Filename: TEcreditcr.rtf

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This 5-page paper examines the FASB's proposed amendment to its No. 133, and describes why the amendment is necessary. Bibliography lists 3 sources.
Filename: MTcreditde.rtf

Credit Management and Budgeting in Society Today
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8 pages. This paper is a literature review about the importance of credit management in society today. This topic includes different types of budgeting as well, especially as is evident in the corporate world of credit management and budgeting. Bibliography lists 8 sources.
Filename: JGAcrmg.rtf

Credit Management in the UK and Ghana; A Comparison
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This 19 page paper is a comprehensive look at credit management in the UK and Ghana. The paper looks at how and why credit is so important to businesses, especially small retailers, with sections on managing debtors, credit control, credit worthiness and access to credit records, cash discounts, debt collection, remedies for bad debt and the role of governments. The paper focuses on comparison. The bibliography cites 18 sources.
Filename: TEcreditUKgh.rtf

Credit Management: The Creditor's Perspective
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A 7 page paper discussing the perplexing possibilities of the origins and disposition of high consumer debt since the turn of the century. The landscape that currently exists is one not easily managed or navigated by credit managers. The much-touted recession now is being said to have been a phantom of everyone's imagination. Though other leading indicators have improved, layoffs continue to increase. In conditions such as these, the function of the credit manager can be seen as being socially significant. Bibliography lists 6 sources.
Filename: KScreditMgmt.rtf

Credit Markets Articles
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A 6 page paper discussing a week's "Credit Markets" section articles from the Wall Street Journal. Published each day, the articles during the week of March 5, 2001 all discussed securities sales, activity in the Treasurys market and other activity such as municipal bond issuances. The leading news of the week was France Telecom's sale of $16.4 billion multicurrency sale of debt. The largest to date, the offering attracted $30 billion of investment interest, some of which went instead to Freddie Mac's largest-ever one-day sale of two- and ten-year notes. Bibliography lists 5 sources.
Filename: KS-WSJcredit.wps

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